Finsense Auto Loan
Finsense
Finsense Auto Loan
Exclusive to Finsense Members

How It Works

Our simple and fast process makes it easy for you to drive away with your car:

1
Choose Your Vehicle

Browse our wide range of vehicles, including brand new, foreign used, and Nigerian used options. Select a car that fits your needs and budget.

2
Apply and Pay a Down Payment

Fill out a quick application form and provide a down payment (typically 20-30%) for your preferred vehicle. This secures your loan and begins the purchase process.

3
Vehicle Delivery

Once approved, Finsense will arrange for the vehicle’s purchase, comprehensive insurance, and delivery within 7-14 business days, ensuring everything is ready for you.

4
Flexible Repayment

Choose a repayment plan that works for you—3, 6, 9, or 12 months—and enjoy low-interest rates and easy monthly payments as you drive your dream car.

What We Offer

Experience seamless and flexible auto financing solutions.
We make owning your dream car simple and hassle-free.

Flexible Payment Plans

Flexible Payment Plans

Choose repayment plans that suit your budget, with options up to 12 months. Enjoy low-interest rates and no hidden fees.

Comprehensive Auto Insurance

Comprehensive Auto Insurance

All vehicles come with full coverage insurance from trusted providers, ensuring peace of mind on the road.

Quick Approval Process

Quick Approval Process

Get approved in no time with minimal documentation required. Start your journey toward car ownership today.

Affordable Interest Rates

Affordable Interest Rates

Enjoy competitive rates that keep your costs low while providing the best service in the industry.

Trusted Dealership Network

Trusted Dealership Network

Access a wide range of vehicles through our reliable dealership and importer partners. Choose from various brands and models.

Loan Terms and Vehicle Types
Flexible and Affordable Financing

Flexible and Affordable Financing

Down Payment: Minimum of 20-30% of the car’s value.
Interest Rate: Based on the vehicle type and repayment duration, ensuring affordable rates for our members.
Repayment Period: Choose from 3, 6, 9, or 12 months.
Vehicle Delivery Time: 7-14 business days after down payment confirmation.
Insurance: Comprehensive coverage included, with 4% of the vehicle’s value paid to Leadway Insurance.

Types of Vehicles Available

Find Your Perfect Match

1. Brand New Vehicles: Get the latest models from top car manufacturers. These vehicles come with full warranties and are in pristine condition, ready to drive.

2. Foreign Used Vehicles: Imported and certified, offering high quality at an affordable price. Foreign used cars are often in excellent condition and come with modern features.

3. Nigerian Used Vehicles: Thoroughly inspected and certified to ensure they meet Finsense’s safety and reliability standards. Perfect for budget-conscious buyers looking for dependable options.

Frequently Asked Questions

Feeling inquisitive? Have a read through some of our FAQs or
contact our supporters for help.

FAQ
FAQ
FAQ
Finsense offers flexible auto loans to members, allowing them to purchase brand new, foreign used, or Nigerian used vehicles. Members can choose repayment periods of up to 12 months with a minimum down payment of 20-30%. Comprehensive insurance is included in the program for added security.
The auto loan program is exclusively available to verified Finsense Cooperative members. Registration with the cooperative is free, and members are automatically eligible without requiring additional KYC.
Finsense provides three categories of vehicles:
  • Brand New: Latest models from top manufacturers with full warranties.
  • Foreign Used: High-quality imported vehicles with modern features.
  • Nigerian Used: Certified and inspected local vehicles, perfect for budget-conscious buyers.
Yes, comprehensive insurance is included in the program. Finsense partners with Leadway Insurance, requiring 4% of the vehicle's value to cover full auto insurance.
Vehicles are delivered within 7-14 business days after confirming the down payment.
Members can select repayment plans of 3, 6, 9, or 12 months, depending on their financial capacity. Monthly payments are structured to be affordable and convenient.
Members can apply online through the Finsense website or by visiting any of our cooperative offices. Ensure you have your membership details and required documents ready for a seamless process.
Finsense Multipurpose Cooperative Society Limited

Your money is safe with us at bank level security.